How Can We Help You?


We’ve found the right mortgage for hundreds of homeowners, providing detailed advice on all aspects of home buying. We’ll find exclusive mortgage rates you can’t find anywhere else and help you manage the entire mortgage process from start to finish.

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First time buyers

Buying your first home doesn’t need to be stressful. Learn how to take your first step into the housing market with our mortgage advice. We’ll show you the best way to use your money, the best mortgage offer to go for, and how to ensure your investment is a safe one.

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New homes

Looking to relocate but not sure where to begin? Since we’re independent mortgage brokers, we get to see the best deals as they appear, allowing us to provide you with the most useful information available. We’ve advised hundreds of homeowners who are looking to sell up and move home, and we can help you too.

Remortgaging advice

Although remortgaging your home looks like it could be a smart financial move, there’s usually a lot more to the process than meets the eye. Hasty decisions can result in increased costs in the long term. If you’re looking to remortgage your home, we’ll take you through the steps, pointing out the potential issues and how to steer clear of them.

Buy-to-Let

Looking to invest in property? Our buy-to-let advisors will give you all the information you need to know when building your property portfolio. We’ll show you how to raise the required finances, steer clear of potential legal pitfalls, and get the highest possible return on your investment.


Self-employed mortgages

Getting a mortgage when you’re self-employed becomes very complicated, very quickly. With required evidence of income going back months if not years, you need to be able to provide solid proof of your finances before banks will give you a mortgage. Our self-employed mortgage advisors are here to help you find out how to lower the potential financial risks and increase your chances of getting a suitable mortgage.


Bad credit ratings

We’ve helped many clients get great deals on their mortgages, even if they’ve had bad credit ratings. We know how to navigate you through a bad credit rating, how to ensure you work with a decent mortgage provider, and how to get the best for your money — regardless of your circumstances.


Need advice on your mortgage?

Why Choose Us ?


Finding the right mortgage can appear daunting. Everyone has their own needs based on individual circumstances, and with such a diverse range of mortgage deals, the market can seem confusing. Our expert advisers are fully qualified and experienced within the industry, so they can assist with your specific requirements, whatever they may be.

Just Mortgage Brokers’ many years within the industry ensures an expert knowledge of all aspects of the mortgage process. We’re here to advise, assist and manage your mortgage needs every step of the way.

Our service includes sourcing mortgages, and many other associated products, from across the market, including deals that are otherwise unavailable on the high street. Everything is taken care of in-house, so you can rest assured your mortgage arrangements are being handled by a qualified team of advisers at one, experienced company.


Rite Mortgages can help even if you have any of the following


1. Arrears

2. Missed payments

3. Little or no credit history

4. Defaults

5. County Court Judgements

6. Discharged bankruptcy or IVA

7. Previous Repossession




How Do I Repair My Credit Rating?


Most ratings can be fixed within one to two years with the right advice, which may even give you access to much better mortgage rates in the future, saving you a significant amount of money in the long run. We’ll look at the long-term and short-term benefits of the rates on offer, breaking it down into easy steps, helping you choose what’s best for you.

If you still want to get a home with your current credit rating, we’ll show you how to repair your rating while you’re paying it off. Once it’s in better shape, we’ll help remortgage your home to get a better rate in the future.




Testimonials


Charlotte

Buying my first flat couldn’t have been easier… it was really simple.

John & Sue

We had almost given up hope of remortgaging our house because of our age… we now have a mortgage we can afford.

Andy

The bank told me that since I’m self employed I couldn’t get a mortgage. You got it in 2 weeks.