Buy To Let Mortgage
If you’re looking to turn your current property into an investment, or if you’re looking to buy a property to rent out, you’ll need a buy to let mortgage.
With property becoming an increasingly valuable asset, many landlords are growing their property portfolios with the sole intention of earning money from the investment. Due to the current housing shortage in the UK, increasing divorce rates and rising prices, the number of renters is going up, making property letting a more reliable source of income.
However, despite the relative safety of home letting, there can be some significant problems that arise from letting your property — from poor mortgage rates, to legal issues from tenants, threatening a worthwhile return on your original investment. It’s also important to remember that buy to let properties are considered a business and can have significant tax implications.
Our mortgage advisors help you fund the property you want in the most tax efficient way, steer clear of any potential risks, and negotiate the entire process of a buy to let mortgage on your behalf.